First Horizon Corporation (FHN) Presents at RBC Capital Markets Global Financial Institutions Conference 2026 Transcript

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SA Transcripts158.9K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call First Horizon Corporation (FHN) RBC Capital Markets Global Financial Institutions Conference 2026 March 10, 2026 3:20 PM EDT Company Participants D. Jordan - Chairman, President & CEO Conference Call Participants Jon Arfstrom - RBC Capital Markets, Research Division Presentation Jon ArfstromRBC Capital Markets, Research Division We have a fireside chat this afternoon with Bryan Jordan from First Horizon. Bryan, thank you for being here. D. JordanChairman, President & CEO Thank you, Jon. Thanks for having me. Question-and-Answer Session Jon ArfstromRBC Capital Markets, Research Division You're welcome. I'd like to do this in every session just because we have a lot of interest in bank stocks. There are generalists on the line here. But give us a 30,000-foot overview of First Horizon. D. JordanChairman, President & CEO Yes. First Horizon is roughly a 12-state southern franchise. If you think about the Southern United States from Virginia to Texas and Arkansas to Florida, we have a lot of opportunity for growth in that footprint, an extraordinary footprint, and we're very excited about where our presence is. Our business today is really the merger of First Horizon, which was largely a Tennessee and Carolinas-based organization with IBERIABANK, which had a big presence around the Gulf. We had some overlap in Florida. So we're in some of the best markets in the country. We're largely a commercial and consumer banking organization, lean is a little bit more commercial. And then we have a number of specialty businesses, which give us balance across the rate cycles given the nature and diversity of those businesses. Jon ArfstromRBC Capital Markets, Research Division Okay. Good. And economies that you operate in are obviously strong economies. How are you feeling about things today? D. JordanChairman, President & CEO Yes. We are -- as you said, we're in
