Standard Life plc (PNXGF) Q4 2025 Earnings Call Transcript

SA Transcripts159K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call Standard Life plc (PNXGF) Q4 2025 Earnings Call March 16, 2026 5:30 AM EDT Company Participants Andrew Briggs - Group CEO & DirectorNicolaos Nicandrou - Group CFO & Executive DirectorClaire Hawkins - Corporate Affairs & Investor Relations Director Conference Call Participants Mandeep Jagpal - RBC Capital Markets, Research DivisionAndrew Baker - Goldman Sachs Group, Inc., Research DivisionFarooq Hanif - JPMorgan Chase & Co, Research DivisionDominic O''mahony - BNP Paribas, Research DivisionAndreas de Groot van Embden - Peel Hunt LLP, Research DivisionAbid Hussain - Panmure Liberum Limited, Research DivisionAndrew Crean - Bernstein Autonomous LLP Presentation Operator Welcome to Standard Life's Full Year 2025 results presentation. I'd like to introduce the stage, Andy Briggs, Group Chief Executive Officer. Andy, over to you. Andrew BriggsGroup CEO & Director Thank you, Claire. Good morning, and welcome. It was a privilege to be here just 2 weeks ago, ringing the opening bell on the London Stock Exchange, and I'm delighted to be here today presenting a Standard Life plc. For more than 200 years, Standard Life has been standing beside its customers. And today, as real life for customers is less predictable, our role as a retirement specialist is more important than ever. So to our agenda today. I'll begin with an update on progress on our strategic priorities, and the operating momentum we are building across the group. Nic will take you through the detail of our financial performance. I'll then return to outline the strategic developments to come before taking your questions. When we set out our 3-year strategy in 2024, we were clear on the scale of the opportunity in front of us. Two years on, I'm delighted with the progress we've made. First, we are uniquely positioned in our markets. The U.K. market is one of the most attractive globally for