Palomar Holdings, Inc. (PLMR) Q4 2025 Earnings Call Transcript

SA Transcripts158.39K FollowersFollow5ShareSaveCommentsQ4: 2026-02-11 Earnings SummaryPlay CallPlay CallPREPS of $2.24 beats by $0.15 | Revenue of $235.00M (61.36% Y/Y) beats by $30.42M Palomar Holdings, Inc. (PLMR) Q4 2025 Earnings Call February 12, 2026 12:00 PM EST Company Participants T. Uchida - Chief Financial OfficerD. Armstrong - Founder, CEO & Chairman of the BoardJon Christianson - President Conference Call Participants Pablo Singzon - JPMorgan Chase & Co, Research DivisionDavid Motemaden - Evercore ISI Institutional Equities, Research DivisionMatthew Carletti - Citizens JMP Securities, LLC, Research DivisionAndrew Andersen - Jefferies LLC, Research DivisionMark Hughes - Truist Securities, Inc., Research DivisionJon Paul Newsome - Piper Sandler & Co., Research DivisionMeyer Shields - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Operator Good morning, and welcome to Palomar Holdings, Inc. Fourth Quarter and Full Year 2025 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to turn the call over to Mr. Chris Uchida, Chief Financial Officer. Please go ahead, sir. T. UchidaChief Financial Officer Thank you, operator, and good morning, everyone. We appreciate your participation in our earnings call. With me here today is Mac Armstrong, our Chairman and Chief Executive Officer. Additionally, Jon Christianson, our President, is here to answer questions during the Q&A portion of the call. As a reminder, a telephonic replay of this call will be available on the Investor Relations section of our website through 11:59 p.m. Eastern Time on February 19, 2026. Before we begin, let me remind everyone that this call may contain certain statements that constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These include remarks about management's future expectations, beliefs, estimates, plans and prospects. Such statements are subject to a variety of risks, uncertainties and other factors that could cause actual results to differ materially from those indicated or implied by such statements. Such risks and other factors are set forth in our quarterly report on