nib holdings limited (NIBHF) Q2 2026 Earnings Call Transcript

SA Transcripts158.55K FollowersFollow5ShareSaveComments nib holdings limited (NIBHF) Q2 2026 Earnings Call February 22, 2026 5:30 PM EST Company Participants Edward Close - MD, CEO & Executive DirectorNick Freeman - Group Chief Financial Officer Conference Call Participants Julian Braganza - Goldman Sachs Group, Inc., Research DivisionSiddharth Parameswaran - JPMorgan Chase & Co, Research DivisionNigel Pittaway - Citigroup Inc. Exchange ResearchFreya Kong - BofA Securities, Research DivisionAndrew Buncombe - Macquarie ResearchKieren Chidgey - UBS Investment Bank, Research DivisionAndrei Stadnik - Morgan Stanley, Research DivisionVanessa Thomson - Jefferies LLC, Research Division Presentation Edward CloseMD, CEO & Executive Director Well, good morning, everyone, and thank you for joining us for nib's FY '26 Half Year Results. I'm Ed Close, nib Group CEO and Managing Director; and I'm joined here in Newcastle by our group Chief Financial Officer, Nick Freeman. We're pleased to deliver a strong set of results today, reflecting disciplined growth in our core markets improved customer value and significant progress in operational and digital transformation. Before we begin, I'd like to acknowledge the traditional custodians of the land we're joining you from today, the Awabakal people. and pay my respects to Elders past and present. This morning, I'll step through our first half performance, the drivers of the result and the strategic progress across our business. Nick will then take us through the financials. And before I close with outlook and open up for questions. Turning to Slide 5. Our purpose, your better health and well-being continues to guide how we support customers and health care providers. At nib, we remain focused on delivering great value health insurance and support services to our customers, underpinned by high-quality products and improved access and affordability. This ongoing focus continues to translate into sustainable commercial outcomes for our shareholders, while supporting a positive contribution in the communities where we operate.