FB Financial Corporation (FBK) Q1 2026 Earnings Call Transcript

SA Transcripts159.29K FollowersFollow5ShareSaveCommentsQ1: 2026-04-13 Earnings SummaryInsightsTranscript InsightsPlay CallPlay CallEPS of $1.12 beats by $0.01 | Revenue of $172.34M (31.89% Y/Y) misses by $2.40M FB Financial Corporation (FBK) Q1 2026 Earnings Call April 14, 2026 9:00 AM EDT Company Participants Rachel DereskyChristopher Holmes - President, CEO & DirectorMichael Mettee - COO & CFO Conference Call Participants David Rochester - Cantor Fitzgerald & Co., Research DivisionRussell Elliott Gunther - Stephens Inc., Research DivisionStephen Scouten - Piper Sandler & Co., Research DivisionBrett Rabatin - Hovde Group, LLC, Research DivisionStephen Moss - Raymond James & Associates, Inc., Research DivisionCatherine Mealor - Keefe, Bruyette, & Woods, Inc., Research DivisionChristopher Marinac - Brean Capital, LLC, Research Division Presentation Operator Good morning, everyone, and welcome to the FB Financial First Quarter 2026 Earnings Call. Please note, this event is being recorded. At this time, I'd like to turn the conference call over to Rachel Deresky with FB Financial. Please go ahead.

Rachel Deresky Good morning, and welcome to FB Financial Corporation's First Quarter 2026 Earnings Conference Call. Hosting the call today from FB Financial are Chris Holmes, President and Chief Executive Officer; and Michael Mettee, Chief Operating and Financial Officer. Please note FB Financial's earnings release, supplemental financial information and this morning's presentation are available on the Investor Relations page of the company's website at www.firstbankonline.com and on the Securities and Exchange Commission's website at www.sec.gov. Today's call is being recorded and will be available for replay on FB Financial's website approximately an hour after the conclusion of the call. [Operator Instructions] During the presentation, FB Financial may make comments, which constitute forward-looking statements under the federal securities laws. Forward-looking statements are based on management's current expectations and assumptions and are subject to risks uncertainties and other factors that may cause actual results and performance or achievements of FB Financial to differ materially from any results expressed or implied by such forward-looking statements. Many of such factors