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Employers Holdings, Inc. (EIG) Q4 2025 Earnings Call Transcript

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Employers Holdings reported Q4 2025 earnings with EPS of $0.66, beating estimates by $0.16, despite a 21.28% year-over-year revenue decline to $170.5M, missing forecasts by $45.99M. CEO Katherine Antonello and CFO Michael Pedraja led the February 20, 2026, earnings call, emphasizing forward-looking statements under SEC safe harbor provisions, warning of potential risks affecting future results. The company highlighted non-GAAP financial measures in its release, with reconciliations provided in supplementary materials, stressing compliance with SEC Regulation FD for material disclosures. Analysts from Truist Securities and Citizens JMP participated, questioning financial performance amid declining revenue, though no specific strategic shifts were announced during the call. Investors were directed to the company’s website for updates, as it serves as the primary channel for regulatory disclosures and financial supplements.
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SA Transcripts158.52K FollowersFollow5ShareSaveCommentsQ4: 2026-02-19 Earnings SummaryInsightsTranscript InsightsPlay CallPlay CallEPS of $0.66 beats by $0.16 | Revenue of $170.50M (-21.28% Y/Y) misses by $45.99M Employers Holdings, Inc. (EIG) Q4 2025 Earnings Call February 20, 2026 11:00 AM EST Company Participants Katherine Antonello - President, CEO & DirectorMichael Pedraja - Executive VP & CFO Conference Call Participants Mark Hughes - Truist Securities, Inc., Research DivisionKarol Chmiel - Citizens JMP Securities, LLC, Research Division Presentation Unknown Executive Thank you, operator. Good morning, and welcome, everyone, to the fourth quarter 2025 Earnings Call for Employers. Today's call is being recorded and webcast from the Investors section of our website, where a replay will be available following the call. Statements made during this conference call that are not based on historical facts are considered forward-looking statements. These statements are made in reliance on the safe harbor provision of the Private Securities Litigation Reform Act of 1995. Although we believe the expectations expressed in our forward-looking statements are reasonable, risks and uncertainties could cause actual results to be materially different from our expectations, including the risks set forth in our filings with the Securities and Exchange Commission. All remarks made during the call are current only at the time of the call and will not be updated to reflect subsequent developments. The company also uses its website as a means of disclosing material nonpublic information and for complying with disclosures obligations under the SEC's Regulation FD. Such disclosures will be included in the Investors section of our website. Accordingly, investors should monitor that portion of our website in addition to following our press releases, SEC filings, public conference calls and webcast. In our earnings press release and in our remarks or responses to questions, we may use non-GAAP financial measures. Reconciliations of these non-GAAP measures to our GAAP results are included in our financial supplement as an attachment to our earnings press release, our investor presentation and any other materials available in the Investors section of

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