Citi Is a Top Bank Pick: McGratty

KBW’s US Bank Research head Chris McGratty identified Citigroup as his top bank pick in April 2026, citing its strategic positioning amid economic uncertainty. Goldman Sachs reported strong earnings but faced mixed market reactions, with McGratty noting investor caution despite robust financial performance. Private credit emerged as a key economic risk, with McGratty warning of potential instability in leveraged lending and shadow banking sectors. Employment trends were flagged as another critical risk, as shifting labor markets could pressure bank profitability and loan demand. McGratty emphasized big banks’ resilience but urged vigilance on macroeconomic headwinds, including credit exposure and regulatory pressures.