Assicurazioni Generali S.p.A. (ARZGY) Q4 2025 Earnings Call Transcript

SA Transcripts158.95K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call Assicurazioni Generali S.p.A. (ARZGY) Q4 2025 Earnings Call March 12, 2026 7:00 AM EDT Company Participants Fabio Cleva - Head of Investor & Rating Agency RelationsPhilippe Donnet - MD, Group CEO & DirectorGiulio Terzariol - Direttore Generale - Group Deputy CEOCristiano Borean - Group Chief Financial OfficerMarco Sesana - Group General Manager Conference Call Participants David Barma - BofA Securities, Research DivisionWilliam Hardcastle - UBS Investment Bank, Research DivisionFarquhar Murray - Autonomous Research US LPFarooq Hanif - JPMorgan Chase & Co, Research DivisionJames Shuck - Citigroup Inc., Research DivisionIain Pearce - BNP Paribas, Research DivisionWilliam Hawkins - Keefe, Bruyette, & Woods, Inc., Research DivisionMichael Huttner - Joh. Berenberg, Gossler & Co. KG, Research Division Presentation Operator Good afternoon. This is the Chorus Call conference operator. Welcome, and thank you for joining the Generali Group Full Year 2025 Results Presentation. [Operator Instructions] At this time, I would like to turn the conference over to Mr. Fabio Cleva, Head of Investor and Rating Agency Relations. Please go ahead, sir. Fabio ClevaHead of Investor & Rating Agency Relations Hello, everyone, and thank you for joining our Full Year 2025 results call. Here with us today, we have the Group CEO, Philippe Donnet; the Deputy Group CEO, Giulio Terzariol; the Group General Manager, Marco Sesana, the CEO of General Investments, Woody Bradford; and our Group CFO, Cristiano Borean. Before opening for Q&A, let me hand it over to Philippe for some opening remarks. Philippe DonnetMD, Group CEO & Director Thank you, Fabio. Good afternoon to all of you, and thank you for joining us today. These results mark a successful first year of our strategic plan, Lifetime Partner 27: Driving Excellence. I'm very pleased by the strength and consistency of our performance. This clearly demonstrates that we have the right strategy, that we are executing it with total conviction, and