American Coastal Insurance Corporation (ACIC) Q4 2025 Earnings Call Transcript

SA Transcripts158.51K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call American Coastal Insurance Corporation (ACIC) Q4 2025 Earnings Call February 19, 2026 5:00 PM EST Company Participants B. Martz - President & CEOSvetlana Castle - Chief Financial Officer Conference Call Participants Jeremy Hellman - The Equity Group, Inc.Michael Phillips - Oppenheimer & Co. Inc., Research DivisionMitchell Rubin - Raymond James & Associates, Inc., Research Division Presentation Operator Greetings, and welcome to the American Coastal Insurance Corporation's Fourth Quarter 2025 Earnings Conference Call and Webcast. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to turn the call over to your host, Jeremy Hellman , Vice President at The Equity Group and American Coastal's Investor Relations representative. Please go ahead, Jeremy. Jeremy HellmanThe Equity Group, Inc. Thank you, operator, and good afternoon, everyone.

American Coastal Insurance Corporation has also made this broadcast available on its website at www.amcoastal.com. Replay will be available for approximately 30 days following the call. Additionally, you can find copies of the latest earnings release and presentation in the Investors section of the company's website. Speaking today will be President and Chief Executive Officer, Bennett Bradford Martz; and Chief Financial Officer, Svetlana Castle. On behalf of the company, I'd like to note that statements made in this call that are not historical facts are forward-looking statements. The company believes these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those expressed or implied by the forward-looking statements. Factors that could cause actual results to differ materially may be found in the company's filings with the U.S. Securities and Exchange Commission in the Risk Factors section in the most recent annual report on Form