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Yiren Digital Ltd. (YRD) Q4 2025 Earnings Call Transcript

Seeking Alpha

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⚡ Quantum Brief

Yiren Digital reported Q4 2025 earnings on March 19, 2026, with CEO Ning Tang and CFO Ka Hui leading the call, emphasizing financial performance and strategic growth amid market volatility. The company highlighted non-GAAP financial metrics to assess operations, cautioning investors about reliance on these figures while directing them to GAAP reconciliations in their SEC filings. Forward-looking statements were made under the U.S. Private Securities Litigation Reform Act, with disclaimers noting potential risks and uncertainties that could impact future results. No obligation to update projections was assumed, signaling caution amid evolving market conditions and regulatory challenges in the fintech and digital lending sectors. The call included a Q&A session, suggesting investor interest in operational resilience and long-term strategy following a year of financial adjustments.

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SA Transcripts159.05K FollowersFollow5ShareSaveComments Yiren Digital Ltd. (YRD) Q4 2025 Earnings Call March 19, 2026 8:00 AM EDT Company Participants Keyao He - Director of Investor RelationsNing Tang - Executive Chairman & CEOKa Hui - Chief Financial Officer Presentation Operator Good day, and welcome to the Yiren Digital Fourth Quarter and Full Year 2025 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Ms. Keyao He, Director of Investor Relations of Yiren Digital. Please go ahead, ma'am. Keyao HeDirector of Investor Relations Thank you, operator. Good morning, and good evening, everyone. Today's call features a presentation by our Founder, Chairman and CEO, Mr. Ning Tang; and our CFO, Mr. William Hui. There will be a question-and-answer session after the prepared remarks. Before beginning, we'd like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provision of U.S.

Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties and factors that can cause actual results to differ materially from those contained in any such statements. Further information regarding such risks, uncertainties or factors is included in our filings with the U.S. Securities and Exchange Commission. We do not undertake any obligation to update any forward-looking statements as required under relevant law. During the call, we will be referring to certain non-GAAP financial measures and supplemental measures to review and assess our operating performance. These non-GAAP financial measures are not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with U.S. GAAP. For information about those non-GAAP financial measures and the reconciliations to GAAP measures, please refer to our earnings press release. As a reminder, this conference is being recorded. In addition, an

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