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Where Retirees Are Moving for Healthcare, Comfort, and Cost (All in One Place)

newsfeedback@fool.com (Reuben Gregg Brewer)
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⚡ Quantum Brief
The 2026 Best Places to Retire report ranks Cleveland (No. 4), Dallas (No. 11), and Quincy, Florida (No. 3) as top destinations balancing healthcare, affordability, and lifestyle for retirees. Cleveland offers world-class healthcare, low living costs, and cultural amenities but faces harsh winters, requiring potential retirees to visit during colder months before committing. Dallas provides big-city healthcare access, no state income tax, and average housing costs, though extreme summer heat may deter some retirees seeking milder climates. Quincy, Florida, a lesser-known gem, combines small-town affordability with proximity to Tallahassee’s healthcare and culture, ranking No. 3 overall and in the South. All three locations prioritize cost efficiency, healthcare access, and lifestyle trade-offs, urging retirees to weigh climate, taxes, and amenities before relocating.
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By Reuben Gregg Brewer – Mar 13, 2026 at 7:15AM ESTKey PointsYou can't have it all, but you can get pretty close if you retire in the right place.Motley Fool's Best Places to Retire report highlights Cleveland, Dallas, and Quincy as attractive locations. When you retire, you have to make some big choices. One of the biggest is where to live, since you may no longer be tied to your current location. That opens up a world of opportunities, and The Motley Fool's Best Places to Retire 2026 report is here to help. Here are three highly ranked options that give you access to healthcare, comfort, and low costs. Cleveland, Ohio Cleveland is No. 4 on The Motley Fool's Best Places to Retire report. As with any location, there are trade-offs to be made. On the positive side of the ledger, Cleveland offers affordable housing, a low cost of living, plenty of culture, and world-class healthcare. Those facts could be enough to get you to move to the city. image source: Getty Images. That said, you should probably visit any city before deciding to move there. Cleveland is located on Lake Erie. While the location can be charming in the summer, the winters can be harsh. You should probably plan your visit for the colder months. Dallas, Texas At No. 11 on the list, Dallas, Texas, falls just outside the top 10. However, if you hate cold weather, Dallas is a strong alternative to Cleveland. The big downside is that you have to endure very hot summers. If that's OK with you, though, Dallas has a lot to offer. For example, Dallas offers the big-city amenities you would expect, including access to healthcare. Moreover, the cost of living is reasonable, and housing costs are around the national average. Add in the fact that Texas doesn't have a state income tax, and you might want to visit Dallas in the summer (just to make sure the heat isn't too much for you). Quincy, Florida You've probably heard of Cleveland and Dallas, but Quincy is a bit off the beaten path. Which is exactly why some retirees will want to consider it. Like Texas, Florida has no state income tax. Quincy itself offers small-town charm and low living costs. However, the key is that Quincy is located near the Florida capital, Tallahassee. That means a short drive will give access to both advanced healthcare and big-city culture. Quincy comes in at No. 3 on the overall list and No. 3 on the list of the Best Places to Retire in the South, as well. Like Dallas, you'll want to visit in the summer if you plan to check it out.Read NextMar 13, 2026 •By Matt Frankel, CFPHow Social Security Gets Taxed -- And the Legal Ways to Avoid ItMar 13, 2026 •By Kailey Hagen, CFPThe 2026 Social Security COLA Is 2.8% -- Here's What Retirees Actually Take Home After MedicareMar 13, 2026 •By Bram BerkowitzThe New $6,000 Senior Tax Deduction: How It Could Offset Your Social Security Tax BillMar 13, 2026 •By Stefon WaltersWant the Maximum Social Security Benefit?

This Important Change Is Worth Paying Attention ToMar 13, 2026 •By Maurie BackmanClaiming Social Security? 1 Key Question to Ask Yourself First.Mar 12, 2026 •By Maurie BackmanStill Working at 65? Here's Why You May Want to Delay Your Medicare Enrollment.About the AuthorReuben Gregg Brewer is a contributing Motley Fool stock market analyst covering energy, utilities, REITs, and consumer staples. He is the former director of research at Value Line Publishing, where he rose from mutual fund analyst to equity analyst before leading all research operations. Reuben holds a bachelor’s degree in psychology from SUNY Purchase, a master’s in social work from Columbia University, and an MBA from Regis University. He has been featured as a financial expert on CNBC and in the Financial Times, Barron’s, and InvestmentNews.TMFReubenGBrewer

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