Vienna Insurance Group AG (VNRFY) Q4 2025 Press Conference Call Transcript

SA Transcripts158.96K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call Vienna Insurance Group AG (VNRFY) Q4 2025 Press Conference Call March 12, 2026 5:00 AM EDT Company Participants Hartwig Loger - Chairman of the Managing Board, CEO & GMLiane Hirner - Member of the Managing Board, Chief Finance & Risk OfficerGerhard Lahner - Member of the Managing Board & COOKarin Kafesie - Head of Communication, internal Cooperation & CollaborationSonja Brandtmayer - Deputy Chairwoman of Management BoardPeter Höfinger - Deputy GM & Deputy Chairman of the Managing Board Presentation Hartwig LogerChairman of the Managing Board, CEO & GM Ladies and gentlemen, it's a great pleasure to be able to welcome you here today together with my colleagues, Liane Hirner and Gerhard Lahner. Once again, we have a great view here of Vienna. The sun is shining out, and we are happy to be able to present the figures. And also, we are going to present you an outlook of the next quarters. So we are going to present the preliminary figures of VIG of 2025. And the outlook is going to be the first of the financial year 2026. Actually, 2 months have been recorded and also evolve28 will be presented. We're also going to have a look on the next 3 years. And in addition to what Gerhard Lahner is going to present, we are going to talk about the expected takeover of NURNBERGER, an insurance company that was something that was a significant event in 2025, but more about that later on. I would like to start my presentation. And once again, I would like to show you our market position, the market position of Vienna Insurance Group. Our core market continues to be in the CEE region. The colorful map speaks to the diversity of the countries. We operate in 30 countries, 20 of which are in our core market. They have a highly diverse