Vanquis Banking Group plc (FPLPF) Q4 2025 Earnings Call Transcript

SA Transcripts158.9K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call Vanquis Banking Group plc (FPLPF) Q4 2025 Earnings Call March 3, 2026 10:00 AM EST Company Participants Ian Michael McLaughlin - CEO & Executive DirectorDavid Watts - CFO & Executive DirectorJames Cranstoun Presentation Operator Good afternoon, and welcome to the Vanquis Banking Group plc Investor Presentation. [Operator Instructions] Before we begin, I'd like to submit the following poll. I'd now like to hand you over to Ian McLaughlin, CEO. Good afternoon, sir.

Ian Michael McLaughlinCEO & Executive Director Hello, Lilly. Thank you, and hi, everybody. Welcome to our next episode of the evolving story of the recovery of Vanquis. Great to have you with us today. I'm joined with -- by Dave Watts, our CFO, on my right.

And James Cranstoun, our Head of IR, is with us as well, who [indiscernible]. Thank you for joining me, folks. So look, I know some of you will be very familiar with the story so far, some possibly less so. So forgive me if I kind of try and pitch it a bit in the middle. The first thing I'd say on this holding slide is you can see our new brand, the slightly tongue in cheek in the bank that's got your back on the back of buses all around the country. So if you're Instagram or Meta favorites, then you'll see the bus watch is alive and well around the country, but getting really good cut through on that as we get a little bit of chips back into Vanquis. In terms of what we talk about today, I'll give you a summary of the results that we presented last Thursday and a little bit on our evolving strategy. I'll then hand to Dave to take you through our financial guidance, and then I'll come back and conclude before we get