Prediction: 2 Popular Cryptocurrencies That Could Underperform in 2026

XRP and Dogecoin both face existential challenges.Many cryptocurrencies lost their luster over the past year. High Treasury yields, expectations for slower monetary easing, and waning institutional interest all chilled the market, while leveraged liquidations triggered incessant waves of profit-taking. Some of those cryptocurrencies -- especially "blue chip" ones like Bitcoin (BTC +1.37%) and Ethereum (ETH +1.81%) -- could bounce back if the market warms up again this year. However, two other popular ones -- XRP (XRP +1.67%) and Dogecoin (DOGE +3.62%) -- could still underperform the market because they lack clear near-term catalysts. Image source: Getty Images. What happened to XRP and Dogecoin? XRP and Dogecoin declined about 50% and 60%, respectively, over the past 12 months. By comparison, Bitcoin and Ethereum both lost roughly 30% of their value during the same period. Last year, XRP overcame its biggest challenge: the SEC lawsuit against Ripple Labs, which started in 2020 and alleged the fintech company sold its own XRP holdings as unregistered securities to raise capital. That lawsuit concluded with a lighter-than-expected fine and a ruling that XRP wasn't a security when sold to retail investors on public crypto exchanges. That was great news for XRP, and it was relisted on the top crypto exchanges. The SEC also cleared its first spot price ETFs for trading in late 2025. However, XRP can't be valued based on scarcity, since Ripple's founders minted its entire supply of 100 billion tokens before launch. It also can't be valued by its developer ecosystem, since it doesn't natively support the smart contracts that are used to create decentralized apps and other crypto assets. XRP is mainly used as a "bridge currency" for cross-border transactions on Ripple's platform, but stablecoins -- which are pegged to the U.S. dollar -- can do the same thing with less volatility. ExpandCRYPTO: XRPXRPToday's Change(1.67%) $0.02Current Price$1.43Key Data PointsMarket Cap$87BDay's Range$1.38 - $1.4352wk Range$1.14 - $3.65Volume2.6B Like Bitcoin, Dogecoin uses the energy-intensive (PoW) consensus mechanism for mining. But unlike Bitcoin, which has a maximum supply of 21 million tokens, Dogecoin doesn't have a supply cap. Dogecoin's supporters claim the design will encourage people to spend their coins rather than hoard them, but it can't be valued solely for its scarcity. Dogecoin also doesn't natively support smart contracts, so it can't be valued based on its usefulness to developers. Instead, it's often driven higher by Elon Musk's unpredictable tweets about the token, endorsements from celebrities like Mark Cuban and Snoop Dogg, as well as headline-grabbing attempts by smaller companies like CleanCore Solutions (ZONE 1.54%) to build their own "Dogecoin Treasuries". ExpandCRYPTO: DOGEDogecoinToday's Change(3.62%) $0.00Current Price$0.10Key Data PointsMarket Cap$17BDay's Range$0.10 - $0.1052wk Range$0.08 - $0.30Volume1.1B Why could XRP and Dogecoin stagnate in 2026? XRP and Dogecoin might not sink lower this year, but they'll struggle to gain more momentum. Investors will likely stick with Bitcoin for its scarcity and as a potential hedge against inflation, and consider Ethereum the top developer-oriented token. XRP, Dogecoin, and other altcoins that don't fall neatly into either category could struggle to outperform the broader crypto market this year.Read NextFeb 19, 2026 •By Leo SunIs XRP a Millionaire-Maker? Here's What Has to Go RightFeb 17, 2026 •By Alex CarchidiGot $2,000? Here Are 2 More Reasons to Be Bullish About XRP.Feb 16, 2026 •By Alex CarchidiThis Key XRP Metric Just Posted 920% Growth in Just 30 Days.

Should You Buy It Right Now?Feb 16, 2026 •By Johnny RiceWhere Will the Cryptocurrency XRP Be in 5 Years?Feb 16, 2026 •By Alex Carchidi3 Big New Reasons to Be Bullish About XRP (Ripple) in 2026 and BeyondFeb 16, 2026 •By Alex CarchidiThis Huge New Opportunity Could Send XRP's Price Soaring Past $2About the AuthorLeo Sun is a contributing Motley Fool stock market analyst who has worked with the company since 2013, covering technology, consumer goods, industrial, and financial sectors. He became a self-made millionaire by age 40 through long-term investing, crediting lessons from Warren Buffett and Peter Lynch. Leo is a regular guest on CNBC Asia providing stock analysis on Chinese technology companies, including Tencent, Baidu, and Alibaba. He previously wrote for InvestorGuide and holds a bachelor’s degree in English from the University of Texas at Austin.TMFSunLionX@TMFSunLionStocks MentionedXRPCRYPTO: XRP$1.43 (+1.67%) $+0.02BitcoinCRYPTO: BTC$67703.00 (+1.37%) $+912.19DogecoinCRYPTO: DOGE$0.10 (+3.62%) $+0.00EthereumCRYPTO: ETH$1974.26 (+1.81%) $+35.06CleanCore SolutionsNYSEMKT: ZONE$0.26 (1.54%) $0.00*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.