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New Robinhood Platinum Card: High-End Perks If You Snag an Invitation

Sara Rathner
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⚡ Quantum Brief
Robinhood is launching an invite-only Platinum Card in 2026, featuring a $695 annual fee and credit limits up to five times higher than its Gold Card. Issued by Coastal Community Bank, the card includes a complimentary Robinhood Gold membership. The card offers premium rewards: 5% cash back on dining (up to $50K/year) and flights via Robinhood Travel, plus 10% on hotels and rental cars through the same portal. All other purchases earn 1%. Travel perks include a $300 annual credit, $500 in hotel credits, Priority Pass lounge access, and a $120 TSA PreCheck/Global Entry credit every four years. Autonomous ride credits ($250/year) target urban users. Dining benefits feature $250 in annual credits and DoorDash discounts, while wellness perks include Function Health, One Medical, and Oura Ring memberships, plus a $200 wearables credit. Access requires joining a waitlist via email, with no confirmed timeline. The card mirrors Robinhood’s 2024 Gold Card launch strategy, emphasizing exclusivity and high-end financial integration.
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New Robinhood Platinum Card: High-End Perks If You Snag an Invitation

SOME CARD INFO MAY BE OUTDATED This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer. Robinhood, the stock-trading service, is launching a premium, invite-only credit card: the Robinhood Platinum Card. Plated in actual platinum, the card charges a $695 annual fee. Robinhood promises credit limits up to five times higher than those offered by the Robinhood Gold Card. Like the Gold card, the Platinum card will also be issued by Coastal Community Bank.Cardholders will get a complimentary Robinhood Gold membership, which usually costs $5 a month. Here’s what else the Robinhood Platinum Card will offer. » MORE: Should you invest with Robinhood?Rewards on spendingThe Robinhood Platinum Card will earn:5% cash back on dining, on up to $50,000 in spending per year (you’ll earn 1% back after that). 5% cash back on flights booked through the Robinhood Travel portal.10% cash back on hotels and rental cars booked through the Robinhood Travel portal.1% cash back on all other purchases.You must have a Robinhood Financial brokerage account to redeem cash back.Travel benefits$120 TSA PreCheck/Global Entry credit every four years.Priority Pass Select membership for airport lounge access.$300 annual travel credit ($150 every six months). Travel doesn’t need to be booked through the Robinhood Travel portal. You’ll be credited automatically when a transaction for an eligible travel purchase is posted to your account.$500 in hotel booking credits ($250 every six months). Hotels must be booked through the Robinhood Travel portal. Bookings for “qualifying luxury hotels” will get you the full $250 credit, while “standard” hotel bookings can be credited up to $100. A two-night minimum stay is required. $250 autonomous ride credit ($20 per month, $30 in December). If you live in a city with driverless ridesharing services, this credit is for you.» MORE: NerdWallet's best credit cards for Uber, LyftDining benefits$250 annual dining credit ($20 per month, $30 in December). The credit will be applied for purchases at more than 15,000 participating restaurants. $250 DoorDash credits (three $10 discounts each January, two $10 discounts each other month). Discounts can be applied to delivery orders of $50 or more. Cardholders also get a complimentary DashPass membership.» MORE: NerdWallet's best credit cards for restaurantsWellness benefits$365 Function Health membership. Get access to lab testing and personalized health recommendations.$199 Amazon One Medical membership. Valued at $199, you can access 24/7 telehealth appointments. If you live in a city with a physical location, you can get same- or next-day in-person appointments. $70 Oura membership. If you buy an Oura Ring, you’ll get a complimentary one-year Oura membership. You must opt into the benefit on the Robinhood Banking app, and then buy an Oura Ring and prepaid Oura membership within six months. $200 health wearables credit. This is an annual credit toward eligible health wearables purchases. » MORE: NerdWallet's best credit cards for wellnessHow can you get a Robinhood Platinum Card?For now, you can provide your email address on the card’s website to request access. From there, you wait for an unspecified period of time.

The Robinhood Gold Card, which launched in 2024, also operates with a waitlist. Article sources Article sources NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our editorial guidelines. Back to top Helpful resources Best Credit Cards of 2026 Best Cash Back Credit Cards Best Travel Credit Cards Best Balance Transfer Credit Cards Find the right credit card for you. Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you. GET STARTED More like this Credit Cards NewsCredit Cards Insights and ArticlesCredit Card Reviews by NerdWallet’s ExpertsCredit CardsCash Back Credit Cards Related articles How to Pick the Best Credit Card for You: 4 Easy Steps By Claire Tsosie Best Credit Cards of 2026 By Paul Soucy Why Nearly Every Purchase Should Be on a Credit Card 2 By Virginia C. McGuire, Paul Soucy

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