MONY Group plc (MNSKY) Q4 2025 Earnings Call Prepared Remarks Transcript

SA Transcripts158.56K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call MONY Group plc (MNSKY) Q4 2025 Earnings Call February 23, 2026 2:00 AM EST Company Participants Peter Duffy - CEO & DirectorNiall McBride - CFO & Executive Director Presentation Peter DuffyCEO & Director Welcome to the MONY Group full year results. I'm Peter Duffy, CEO; and later, I'll be joined by Niall McBride, our Chief Financial Officer. So I'm pleased to share what is a great set of results. In 2025, we helped U.K. households save an estimated GBP 2.8 billion while delivering record revenue and record adjusted EBITDA. That's despite sector-specific headwinds. We're comfortable with how the group is performing. Our strength has always been in the breadth of our markets and the power of our brands, some of the most trusted and recognizable in the U.K. But increasingly, it's also in the power of our data and our tech platform. This combination has given us resilience across cycles and has enabled us to deliver for shareholders regardless of end market conditions, and it positions us exceptionally well for the AI opportunities that are opening up. The macro environment is now easing, and that is giving us confidence that the momentum that we saw in H2 will continue into 2026. Now our strategy, which is growing out our two-sided marketplace is working, and it has shown its strength. On the consumer side, member-based propositions are transforming transactional users into loyal engaged members. Our flagship proposition with SuperSaveClub now has over 2.1 million members. That's 1.1 million more than this time last year. We've grown it consistently since launch, and we see no sign of this slowing. And then on the provider side, our services are once again delivering strong progress with revenue up 13%. Our tech platform is firing on all cylinders. The rebuild of our data and tech architecture, combined with the power