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If I Had to Start Investing From Scratch With $10,000, Here's Exactly What I'd Do

newsfeedback@fool.com (Matt Frankel, CFP and Tyler Crowe)
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⚡ Quantum Brief
Two veteran analysts with 20 years of investing experience reveal their revised strategy for building a $10,000 portfolio from scratch, emphasizing diversification and long-term growth over speculative bets. They prioritize blue-chip stocks like Alphabet (GOOGL) and Walt Disney (DIS) for stability, allocating roughly 20% to individual equities while cautioning against overconcentration in single sectors. Real estate and infrastructure get dedicated exposure via Realty Income (O) and Brookfield (BN), reflecting a shift toward tangible assets amid 2026’s volatile macroeconomic climate. The analysts advocate for a 10-15% allocation to specialized holding companies like Markel Group (MKL), citing its Berkshire Hathaway-like model as a hedge against market downturns. Their core advice: automate contributions, reinvest dividends, and avoid timing the market—a disciplined approach they wish they’d adopted earlier in their careers.
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By Matt Frankel, CFP and Tyler Crowe – Feb 28, 2026 at 10:08AM ESTMotley Fool analysts Matt Frankel and Tyler Crowe have both been investing for about 20 years, but there's a lot they didn't know when they got started -- especially when it comes to constructing a well-balanced portfolio. In this video, they discuss exactly what they would tell the younger versions of themselves if they could go back to the beginning. *Stock prices used were the morning prices of Feb. 26, 2026. The video was published on Feb. 28, 2026. Read NextFeb 28, 2026 •By Matthew BenjaminWhat are HALO Stocks and Should You Invest in Them This Year?Feb 28, 2026 •By Katie BrockmanIs a Stock Market Crash Coming Soon?

History Has Good and Bad News for Investors.Feb 28, 2026 •By Sean WilliamsPresident Trump's Nomination of Kevin Warsh as Fed Chair May Come Back to Bite Wall StreetFeb 28, 2026 •By Reuben Gregg BrewerShould Long-Term Investors Steer Clear of Leveraged ETFs?Feb 28, 2026 •By Sean WilliamsForget Tariffs! If a Stock Market Crash Occurs Under President Donald Trump, It'll Likely Be Caused by These 3 Catalysts.Feb 27, 2026 •By Will Ebiefung2 Reasons Why Stocks Could Crash Under Trump in 2026About the AuthorMatt Frankel, CFP, is a contributing Motley Fool stock market analyst and personal finance expert covering financial stocks, REITs, SPACs, and personal finance. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, The National Desk, and other TV networks and publications for his financial, stock market, and investing expertise.TMFMattFrankelX@MattFrankelCFPStocks MentionedAlphabetNASDAQ: GOOGL$312.00(+1.50%)+$4.62Walt DisneyNYSE: DIS$106.10(+0.52%)+$0.55Realty IncomeNYSE: O$67.12(+1.19%)+$0.79Markel GroupNYSE: MKL$2,068.81(+0.20%)+$4.16BrookfieldTSX: BN$59.82(-3.83%)-$2.38*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.

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