Figure: A Buy As Loan Types Increase

Gary Alexander33.39K FollowersFollow5ShareSavePlay(9min)CommentsSummaryFigure Technology Solutions has experienced a sharp post-IPO decline, yet I reiterate a buy rating based on its differentiated blockchain innovation.FIGR is expanding beyond HELOCs into first-lien mortgages, with Q4 first-lien volumes up 3x y/y to $506 million, now 19% of originations.The 2026 roadmap includes entry into the $1.6 trillion auto lending market via Agora Data, leveraging Figure Connect to tokenize and securitize auto loans.Despite recent pessimism and a strong Q4 print, I view FIGR’s platform extensions and growth as compelling reasons to buy the current dip. KanawatTH/iStock via Getty Images Everywhere you look in today's stock market, it's difficult to escape the pessimism that has infected growth stocks, recent IPOs, the crypto market, and software industry.

Figure Technology Solutions (FIGR), which went public lastThis article was written byGary Alexander33.39K FollowersFollowWith combined experience of covering technology companies on Wall Street and working in Silicon Valley, and serving as an outside adviser to several seed-round startups, Gary Alexander has exposure to many of the themes shaping the industry today. He has been a regular contributor on Seeking Alpha since 2017. He has been quoted in many web publications and his articles are syndicated to company pages in popular trading apps like Robinhood.Analyst’s Disclosure: I/we have a beneficial long position in the shares of FIGR either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.