2 Brilliant Growth Stocks to Buy Now and Hold for the Long Term

By Leo Sun – Feb 13, 2026 at 3:50PM ESTKey PointsSoFi’s “one-stop” fintech shop continues to attract younger users.Adyen is integrating its backend payment services into more businesses.These 10 Stocks Could Mint the Next Wave of Millionaires ›NASDAQ: SOFISoFi TechnologiesMarket Cap$24BToday's Changeangle-down(1.61%) $0.31Current Price$19.61Price as of February 13, 2026 at 4:00 PM ETSoFi and Adyen are still worth buying in this frothy market.As the S&P 500 hovers near its all-time highs, it might seem like a bad time to buy growth stocks. But if we look past the market darlings, we'll notice there are plenty of high-growth companies trading at surprisingly low valuations. Let's check out two of them -- SoFi (SOFI +1.61%) and Adyen (ADYEY 2.19%) -- and see why they're worth buying. Image source: Getty Images. SoFi SoFi aims to become a "one-stop shop" for online financial services. It initially offered only student loans, but subsequently launched auto loans, mortgages, personal loans, credit cards, insurance policies, estate planning services, and other banking services. It also provides stock and cryptocurrency trading tools. That all-in-one digital approach attracted many younger Millennial and Gen Z customers, and it grew much faster than conventional banks. ExpandNASDAQ: SOFISoFi TechnologiesToday's Change(1.61%) $0.31Current Price$19.61Key Data PointsMarket Cap$24BDay's Range$19.15 - $19.8752wk Range$8.60 - $32.73Volume43MAvg Vol58MGross Margin63.53% SoFi also acquired the payment processing company Galileo in 2020, launched its own direct bank in 2022 upon obtaining a U.S. bank charter, and continues to roll out new services. Its core member base expanded from 2.5 million at the end of 2021 to 13.7 million at the end of 2025. Galileo, which operates independently, hosts nearly 160 million accounts. From 2025 to 2027, analysts expect SoFi's revenue and adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) to grow at CAGRs of 24% and 40%, respectively. With an enterprise value of $21.5 billion, it trades at just 14 times this year's adjusted EBITDA -- and it could attract a stampede of bulls as it continues growing. Adyen Adyen is a Dutch fintech company that integrates its backend payments software into a merchant's existing online, mobile, and in-store payment platforms. Once those tools are integrated, its merchants can accept over 250 payment methods -- including credit cards, debit cards, mobile wallets, and other payment apps. It's built on open-source software, easily customizable, and doesn't lock its merchants into a walled garden like other fintech companies. ExpandOTC: ADYEYAdyenToday's Change(-2.19%) $-0.24Current Price$10.72Key Data PointsMarket Cap$35BDay's Range$10.56 - $10.7852wk Range$10.56 - $19.94Volume3.2MAvg Vol904KGross Margin83.81% That flexibility helped Adyen pull eBay (EBAY +3.74%) away from PayPal (PYPL +3.10%) several years ago, and it's still growing like a weed. From 2025 to 2027, analysts expect its revenue and adjusted EBITDA to grow at CAGRs of 21% and 24%, respectively. With an enterprise value of 20.2 billion euros ($24 billion), Adyen still looks like a bargain at 13 times this year's adjusted EBITDA. So if you're looking for an under-the-radar fintech play with plenty of upside, Adyen checks all the right boxes.Read NextFeb 13, 2026 •By Neil PatelShould You Invest $1,000 in SoFi Technologies Right Now?Feb 11, 2026 •By Jennifer Saibil5 Reasons I'm Excited About SoFi Stock in 2026Feb 11, 2026 •By Jennifer SaibilSoFi Stock Tumbles. Why It's a Buying Opportunity.Feb 10, 2026 •By Prosper Junior BakinyThis Growth Stock Continues to Crush the MarketFeb 10, 2026 •By Neil PatelSoFi Technologies Is Making Significant Moves in the Cryptocurrency Market.

If History Repeats, Investors Can See Supercharged Returns.Feb 8, 2026 •By Neil PatelThis Superstar Fintech's Profits Are Expected to Skyrocket 72% This YearAbout the AuthorLeo Sun is a contributing Motley Fool stock market analyst who has worked with the company since 2013, covering technology, consumer goods, industrial, and financial sectors. He became a self-made millionaire by age 40 through long-term investing, crediting lessons from Warren Buffett and Peter Lynch. Leo is a regular guest on CNBC Asia providing stock analysis on Chinese technology companies, including Tencent, Baidu, and Alibaba. He previously wrote for InvestorGuide and holds a bachelor’s degree in English from the University of Texas at Austin.TMFSunLionX@TMFSunLionStocks MentionedSoFi TechnologiesNASDAQ: SOFI$19.61 (+1.61%) $+0.31eBayNASDAQ: EBAY$82.38 (+3.74%) $+2.97PayPalNASDAQ: PYPL$40.29 (+3.10%) $+1.21AdyenOTC: ADYEY$10.72 (2.19%) $0.24*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.