2026 Tax Brackets and Federal Income Tax Rates

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Here is a list of our partners.The IRS adjusts the federal tax brackets annually to keep pace with inflation. The 2026 tax brackets apply to taxes filed in 2027.Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.How is this page expert verified?NerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible.Content Management SpecialistBella Avila is a content management specialist on the investing and taxes team at NerdWallet. Previously, she was a copy editing intern at NerdWallet through the Dow Jones News Fund internship program. Bella graduated from The University of Oklahoma with a bachelor's degree in journalism. She lives in Minneapolis, Minnesota. Editor & Content StrategistSabrina Parys is an editor and content strategist on the taxes and investing team at NerdWallet, where she manages and writes content on personal income taxes. Her previous experience includes five years as a copy editor and associate editor in academic and educational publishing. She is based in Brooklyn, New York. There are seven tax rates that range from 10% to 37% in 2026. Most people's income is taxed at multiple rates — not just one. How much tax you pay is based on a few factors, namely income and filing status.The tax brackets in the tables below apply to income you earn this year, which you’ll report on the tax return you file in 2027. Before we dive in, here's how to read these tablesYou'll want to find your total taxable income in the "tax bracket" column. The correlating tax rate is the highest tax rate you'll pay — it doesn’t apply to all of your income; it just applies to the portion that falls within that bracket. The income in the lower brackets is taxed at those lower rates. For example, let's say you’re a single filer and you expect to earn $150,000 this year. The top rate you’d pay on a portion of your income is 24%. The rest would be taxed at 10%, 12% and 22%.» Need to review the basics first? Read up on how tax brackets and rates workTax rateTax bracket10%$0 to $12,40012%$12,401 to $50,40022%$50,401 to $105,70024%$105,701 to $201,77532%$201,776 to $256,22535%$256,226 to $640,60037%$640,601 or moreTax bracketTaxes owed$0 to $12,40010% of taxable income$12,401 to $50,400$1,240 plus 12% of the amount over $12,400$50,401 to $105,700$5,800 plus 22% of the amount over $50,400$105,701 to $201,775$17,966 plus 24% of the amount over $105,700$201,776 to $256,225$41,024 plus 32% of the amount over $201,775$256,226 to $640,600$58,448 plus 35% of the amount over $256,225$640,601 or more$192,979.25 plus 37% of the amount over $640,600Tax rateTax bracket10%$0 to $24,80012%$24,801 to $100,80022%$100,801 to $211,40024%$211,401 to $403,55032%$403,551 to $512,45035%$512,451 to $768,70037%$768,701 or moreTax bracketTaxes owed$0 to $24,80010% of taxable income$24,801 to $100,800$2,480 plus 12% of the amount over $24,800$100,801 to $211,400$11,600 plus 22% of the amount over $100,800$211,401 to $403,550$35,932 plus 24% of the amount over $211,400$403,551 to $512,450$82,048 plus 32% of the amount over $403,550$512,451 to $768,700$116,896 plus 35% of the amount over $512,450$768,701 or more$206,583.50 plus 37% of the amount over $768,700Tax rateTax bracket10%$0 to $17,70012%$17,701 to $67,45022%$67,451 to $105,70024%$105,701 to $201,75032%$201,751 to $256,20035%$256,201 to $640,60037%$640,601 or moreTax bracketTaxes owed$0 to $17,70010% of taxable income$17,701 to $67,450$1,770 plus 12% of the amount over $17,700$67,451 to $105,700$7,740 plus 22% of the amount over $67,450$105,701 to $201,750$16,155 plus 24% of the amount over $105,700$201,751 to $256,200$39,207 plus 32% of the amount over $201,750$256,201 to $640,600$56,631 plus 35% of the amount over $256,200$640,601 or more$191,171.00 plus 37% of the amount over $640,600Tax rateTax bracket10%$0 to $12,40012%$12,401 to $50,40022%$50,401 to $105,70024%$105,701 to $201,77532%$201,776 to $256,22535%$256,226 to $384,35037%$384,351 or moreTax bracketTaxes owed$0 to $12,40010% of taxable income$12,401 to $50,400$1,240 plus 12% of the amount over $12,400$50,401 to $105,700$5,800 plus 22% of the amount over $50,400$105,701 to $201,775$17,966 plus 24% of the amount over $105,700$201,776 to $256,225$41,024 plus 32% of the amount over $201,775$256,226 to $384,350$58,448 plus 35% of the amount over $256,225$384,351 or more$103,291.75 plus 37% of the amount over $384,350Check out the tax brackets and rates for tax year 2025Find out if you might owe taxes or get a refund with our tax calculatorHelpful resourcesDownload the app Disclaimer: NerdWallet strives to keep its information accurate and up to date. 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