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Esquire Financial Holdings, Inc. (ESQ) Q1 2026 Earnings Call Transcript

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Esquire Financial Holdings, Inc. (ESQ) Q1 2026 Earnings Call Transcript

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SA Transcripts159.43K FollowersFollow5ShareSaveCommentsFollow us on Google for the latest stock newsFollow Seeking Alpha on Google for the latest stock newsQ1: 2026-04-23 Earnings SummaryInsightsTranscript InsightsPlay CallPlay CallEPS of $1.40 misses by $0.12 | Revenue of $34.00M (23.16% Y/Y) misses by $2.09M Esquire Financial Holdings, Inc. (ESQ) Q1 2026 Earnings Call April 23, 2026 10:00 AM EDT Company Participants Andrew Sagliocca - Vice Chairman, CEO & PresidentMichael Lacapria - Senior VP & CFO Conference Call Participants Thomas Reid - Raymond James & Associates, Inc., Research DivisionTimothy Switzer - Keefe, Bruyette, & Woods, Inc., Research DivisionBader Hijleh - Piper Sandler & Co., Research Division Presentation Operator Thank you for standing by. My name is Kate, and I will be your conference operator today. At this time, I would like to welcome everyone to the Q1 2026 earnings release conference call. [Operator Instructions] I would now like to turn the call over to Andrew Sagliocca, Vice Chairman, Chief Executive Officer and President. Please go ahead. Andrew SaglioccaVice Chairman, CEO & President Thank you, Kate, and good morning, all. I want to welcome you all to Esquire's first formal conference call for the first quarter earnings release. On the call with me is Eric Bader, our EVP and COO; and Michael Lacapria, our SVP and CFO. Our format for our first call will be simple. I plan to hand the call over to Michael to give you a financial update for the first quarter. After Michael is done, I'll have a few comments and update you on several items that I feel are important. Finally, we'll open the call up to questions from our investors, analysts and other guests on the call. At this time, I'll hand the call over to Michael. Michael LacapriaSenior VP & CFO Thank you, Andrew. To those in attendance on the call, I intend to provide a brief summary of our performance highlighted in the earnings release and investor presentation published pre-market this morning. Let me start with our first quarter net income. For the current quarter, we printed GAAP net income

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