SoFi: High Beta, High Momentum, High Stakes
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Cyn Research596 FollowersFollow5ShareSavePlay(7min)CommentsSummarySoFi Technologies stands out as more than a bank, with rapid growth and an innovative business model.SOFI's revenue mix, improving margins, and strong financials underpin a DCF-based price target of $27.1 (5% upside).Key risks include macro headwinds, fintech competition, and delayed crypto integration; worth a bet for a year-end rally. Joe Hendrickson/iStock Editorial via Getty Images Introduction SoFi Technologies, Inc. (SOFI), self-proclaimed as "the one-stop shop for digital financial services," has long underperformed the broader market, and only in late 2024 and now this year has the market started to giveThis article was written byCyn Research596 FollowersFollowHi! I'm a passionate investor who has been researching publically traded companies for over 6 years. My primary focus is on identifying great businesses at reasonable prices and holding them for the long term but I also dive into trend following strategies from time to time. While I have a slight bias toward technology companies, I maintain a broad perspective, including opportunities in crypto. I take a global approach to investing, occasionally seeking value beyond the U.S. market. Thanks for reading!Analyst’s Disclosure:I/we have a beneficial long position in the shares of SOFI either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.