Regions Financial Corporation (RF) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

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SA Transcripts157.3K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call Regions Financial Corporation (RF) Goldman Sachs 2025 U.S.
Financial Services Conference December 10, 2025 10:40 AM EST Company Participants John Turner - President, CEO & ChairmanBrian Willman - Senior Executive VP & Head of Corporate Banking GroupDavid Turner - Senior EVP & CFO Conference Call Participants Ryan Nash - Goldman Sachs Group, Inc., Research Division Presentation Ryan NashGoldman Sachs Group, Inc., Research Division Up next, we're excited to have Regions joining us once again. Had another strong year, growing revenues well ahead of expenses, manage its credit well and returning capital. While growth has been slow across the industry, Regions appear as poised to deliver improving loan growth in '26 and beyond, continues to have the best-in-class deposit base, has allowed us to have the highest returns in the peer group for the last 4 or 5 years. Here to tell us more about the strategy is CEO, John Turner. John is going to walk us through some slides. Also joining us on the stage is the illustrious CFO, David Turner; and then Head of Corporate Banking, Brian Willman. So let me turn it back over to John for his prepared remarks. John TurnerPresident, CEO & Chairman Okay. Yes. So I'll just start with -- I think -- thank you, Ryan, for having us. Thanks for the introduction. If you look at our performance over the last 10 years, we've been focused on creating consistent, sustainable long-term performance. That's been about focus on soundness, profitability and growth in that order of priority. As a result of that, we've been focused on how do we improve our credit risk management, liquidity risk management, capital management processes. We've been focused on capital allocation, risk-adjusted returns. We've improved our operational and compliance processes. We think we're really well positioned today. And as a result of that have been Recommended For You
