CVB Financial Corp. (CVBF) M&A Call Transcript
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SA Transcripts157.4K FollowersFollow5ShareSaveCommentsPlay Earnings CallPlay Earnings Call CVB Financial Corp. (CVBF) M&A Call December 17, 2025 5:30 PM EST Company Participants E. Nicholson - Executive VP & CFODavid Brager - President, CEO & DirectorRobertson Jones - President, CEO & Director Conference Call Participants Matthew Clark - Piper Sandler & Co., Research DivisionDavid Feaster - Raymond James & Associates, Inc., Research DivisionAndrew Terrell - Stephens Inc., Research DivisionKelly Motta - Keefe, Bruyette, & Woods, Inc., Research DivisionTimothy Coffey - Janney Montgomery Scott LLC, Research DivisionGary Tenner - D.A. Davidson & Co., Research Division Presentation Operator Good afternoon, ladies and gentlemen. Welcome to today's Conference Call to discuss the All-Stock Merger transaction between CVB Financial Corporation and Heritage Commerce Corporation. My name is Ashia, and I'll be your operator for today. [Operator Instructions] Please note, this call is being recorded. I would now like to turn the presentation over to your host for today's call, Allen Nicholson, Executive Vice President and Chief Financial Officer of CVB Financial Corporation. You may proceed. E. NicholsonExecutive VP & CFO Thank you, Ashia, and good afternoon, everyone. Thank you for joining us today to discuss the announcement of a definitive merger agreement between CVB Financial Corporation and Heritage Commerce Corporation. A press release and an investor slide presentation are available on the Investor Relations section of each company's website at cbbank.com and heritagecommercecorp.com. . Joining me this afternoon is Dave Brager, President and Chief Executive Officer of CVB Financial Corporation; and Clay Jones, Chief Executive Officer and President of Heritage Commerce Corp. Our comments today will refer to the investor slide presentation for today's announced merger. The speakers on this call claim the protection of the safe harbor provisions contained in the Private Securities Litigation Reform Act of 1995. For a more complete discussion of the risks and uncertainties that may cause