The Artificial Intelligence (AI) Stock Most Likely to Mint New Millionaires
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By Brett Schafer – Mar 15, 2026 at 9:15AM ESTKey PointsRemitly is facing a narrative disruption, but is actually the disruptor. It should keep growing its share of the remittance market and is expanding into new product categories. The stock is incredibly cheap right now if you have a long-term time horizon. Wall Street has separated virtually every business into a winner or loser when it comes to artificial intelligence (AI) disruption. Remitly Global (RELY 1.80%) has been deemed a loser in AI and in the emergent era of stablecoin disruption. Shares of the stock have fallen 69% from all-time highs despite the company growing its revenue by more than 500% cumulatively in the last five years. What if I told you Remitly could actually be an AI winner? Here's why this beaten-down stock is set up to succeed in the coming years and mint some millionaires as long-term shareholders. Image source: Getty Images. Disruption fears turn into opportunities Remitly operates a remittance platform for individuals and small businesses. With direct banking connections and a smooth mobile app, the company can offer lower fees than traditional wire transfers, all from a smartphone. This has enabled the business to grow from nothing a decade ago to 9.3 million active customers last quarter. Investors are concerned about Remitly amid a rise in stablecoin transactions. Along with AI-driven coding tools, there is a narrative that Remitly's network could be disrupted, driving the cost of international money transfers to zero and ruining Remitly's business model. This is misguided for a few reasons. First, a small team of coders cannot get the required licenses from every country needed to run a remittance business. Second, converting stablecoins to fiat currencies still incurs overhead costs that AI cannot eliminate. Third, Remitly is already using stablecoins on its own balance sheet to minimize its transfer costs, thereby allowing it to lower customer fees. Fourth, Remitly is expanding beyond remittances by allowing customers to spend and store money on the platform, opening new monetization avenues. And fifth, Remitly is using AI to improve the customer journey and make automated customer support services more cost-effective. A narrative of stablecoin and AI disruption is just that, a narrative, and one that Remitly should actually benefit from. Last quarter, Remitly's revenue grew 26% year over year, with healthy margin expansion. More of the same is expected from management in 2026. ExpandNASDAQ: RELYRemitly GlobalToday's Change(-1.80%) $-0.28Current Price$15.25Key Data PointsMarket Cap$3.2BDay's Range$15.04 - $15.7052wk Range$12.08 - $24.70Volume3.7MAvg Vol3.6MGross Margin58.67% Why Remitly Global stock could make millionaires At today's stock price, just below $16, Remitly has a market cap of $3.27 billion. Long-term, management expects to generate upward of $3 billion in revenue and $575 million to $600 million in adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA). Even disregarding these adjusted earnings figures, which are not the true profit measure of any business, Remitly's stock looks cheap for those with a multiyear time horizon. Bottom-line net income of $400 million in 2026 would give the stock a forward price-to-earnings ratio (P/E) of 8, which is incredibly cheap for a business with a long runway to grow like Remitly. This makes the stock one that will likely make you a millionaire in the years ahead if you buy today and hold forever.Read NextFeb 13, 2026 •By Brett SchaferShould You Forget Tesla and Buy These 2 Millionaire-Maker Stocks Instead?Jan 7, 2026 •By Brett Schafer2 Hypergrowth Tech Stocks to Buy in 2026Oct 30, 2025 •By Brett Schafer2 Growth Stocks Down 38% and 65% to Buy Right NowOct 13, 2025 •By Brett SchaferPrediction: 2 Stocks That Will Be Worth More Than IonQ 5 Years From NowMay 27, 2025 •By Brett Schafer2 Millionaire-Maker Technology Stocks Worth ConsideringMar 16, 2025 •By Brett Schafer2 No-Brainer Hypergrowth Stocks to Buy During This Nasdaq Market CorrectionAbout the AuthorBrett Schafer is a contributing Motley Fool stock market analyst covering consumer goods, financials, technology, and industrials. Brett is a self-taught investor and has hosted the Chit Chat Stocks podcast since 2018. He previously worked as a lab engineer for science laboratories. He holds a bachelor’s degree in mechanical engineering with minors in finance and mathematics from Washington State University. His lab work on Major League Baseball’s juiced ball problem was featured in The Wall Street Journal and other national outlets.TMFBrettSchaferX@CCM_BrettStocks MentionedRemitly GlobalNASDAQ: RELY$15.25(-1.80%)-$0.28*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.