We’re in our 60s. Should I collect Social Security now to help my wife? What if I die before her?

We’re in our 60s. Should I collect Social Security now to help my wife? What if I die before her?Listen(6 min)Listen(6 min)‘What happens to her if I die before starting to collect my Social Security benefits?’ I’m a 63-year-old male and currently working in a stable job. My plan is to continue to work until I’m 70 if my health allows. About the AuthorAlessandra Malito is a retirement reporter based in New York. She holds the Chartered Retirement Planning Counselor™ and Chartered Financial Consultant® designations. You can follow her on Twitter @malito_aliCopyright © 2025 MarketWatch, Inc. All rights reserved.