Unity Bancorp: Still Interesting For The Longer-Term Investor
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Mark Dockray2.07K FollowersFollow5ShareSavePlay(8min)CommentsSummaryUnity Bancorp has been a strong performer since my initial write up back in April, returning around 40%.Unity's earnings have benefited from an expanding net interest margin, though I see less scope for this to continue heading into 2026.Unity's credit quality remains strong. Net charge-offs remain below 10 basis points, while delinquencies have been falling.Unity's stock has re-rated to around 1.66x book value. While it isn't as cheap as it was, this valuation can still work out well for longer-term investors. KenWiedemann/iStock Unreleased via Getty Images I know this is easy to say in hindsight, but April's tariff tantrum sure was a great buying opportunity. One of my picks from that period was Unity Bancorp (UNTY), a smallThis article was written byMark Dockray2.07K FollowersFollowI like to take a long term, buy-and-hold approach to investing, with a bias toward stocks that can sustainably post high quality earnings. Mostly found in the dividend and income section. Blog about various US/Canadian stocks at 'The Compound Investor', and predominantly UK names on 'The UK Income Investor'.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.