Truist: The Same As It Ever Was... And That's Not A Good Thing
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Stephen Simpson20.52K FollowersFollow5ShareSavePlay(11min)CommentsSummaryTruist remains competitively challenged, with bottom-of-the-group ROE and ROTCE, though there are some bright spots in loan growth.TFC’s latest growth initiatives appear outdated, lacking innovation, and failing to address persistent share loss drivers in key Southeastern regions.Recent performance was merely average, with solid efficiency and stable credit, but growth and ROTCE still trailing top peers.Shares look fairly valued heading into 2026, but repeated underperformance and uninspiring strategy make it hard to love this name. Art Wager/iStock Unreleased via Getty Images It’s been about a year since I’ve written on Truist (TFC) for Seeking Alpha, and unfortunately little has changed over that time. With a management team seemingly years behind the curve, this large Southeastern bank’sThis article was written byStephen Simpson20.52K FollowersFollowStephen Simpson is a freelance financial writer and investor.Spent close to 15 years on the Street (sell-side, buy-side, equities, bonds).Analyst’s Disclosure:I/we have a beneficial long position in the shares of TFC, JPM either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.Recommended For You