72% of people say they’d be happier if they saved or invested more money. Far fewer said spending more would bring happiness.
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72% of people say they’d be happier if they saved or invested more money. Far fewer said spending more would bring happiness.Listen(11 min)Listen(11 min)Americans are spending more time thinking about money now than they were last year — and it’s not all positive. The most common topics on people’s minds: their bills, rising prices, housing costs, debt and tariffs, according to an Empower survey. On a scale of 0 to 10, they rated their overall personal finances this year at an average of 4.97 in a separate poll, with the most commonly cited barriers to financial happiness being income (35%), expenses (35%) and an inability to save (31%). About the AuthorVenessa Wong is a personal finance reporter for MarketWatch based in New York City. She previously covered business, inequality and culture during her tenure at BuzzFeed News, and reported on the food industry for Bloomberg. Venessa is a graduate of the Columbia Journalism School and Middlebury College. Follow her on Twitter @venessawong.Copyright © 2025 MarketWatch, Inc. All rights reserved.