Jiayin Group: Why It Could Go Lower

MarketGyrations3.84K FollowersFollow5ShareSavePlay(19min)CommentsSummaryJiayin Group has bounced after sliding for months, but it is possible the decline is not over and lower prices are in the pipeline.Regulators want to lower risk in the fintech space, which has negatively affected everyone, but JFIN could be more sensitive than others.The charts leave open the possibility that the stock has yet to hit bottom, especially with buyers having cheaper alternatives to JFIN.The most likely direction is for the stock to keep going lower, which is why I am neutral on JFIN with a hold rating. Khaosai Wongnatthakan/iStock via Getty Images Jiayin Group (JFIN), a fintech company from China, has moved higher in recent days after sliding for months. This, together with JFIN possessing a number of intriguing attributes, including being available at very low multiples, makes for aThis article was written byMarketGyrations3.84K FollowersFollowWelcome to my author's site. As an avid follower of SeekingAlpha, I take great interest in articles posted as the subject matter is often something that appeals to me. However, I will sometimes encounter an article that I might not agree with. My purpose is to present an alternative view to readers that they may want to take into account. I hope you find my articles interesting and informative.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.Quick InsightsHow are regulatory changes impacting JFIN's earnings trajectory?Regulatory tightening has sharply reduced loan volumes and fee income, causing JFIN's earnings to decline rapidly quarter-over-quarter, with further contraction expected into FY2026.Recommended For You