Nu Holdings: A Top Fintech Pick For 2026
Summarize this article with:
The Asian Investor31.09K FollowersFollow5ShareSavePlay(10min)Comment(1)SummaryNu Holdings demonstrates strong growth momentum, adding over 17M new customers in Q3. Revenues soared 42% year-over-year.The Fintech has a superior growth profile and a low valuation relative to other Fintechs, making it an attractive long-term revaluation play.NU is seeing improving monetization in its core market, Brazil. The Fintech is set to go on the offensive in 2026 by pursuing a bank license.Shares are undervalued given the firm's massive growth momentum. I see a fair value of $21/share, assuming strong execution, improving efficiency ratios, and continual earnings momentum.Key risks include heightened currency exposure and potential loss of customer acquisition momentum, particularly in Brazil. mustafaU/iStock via Getty Images Nu Holdings Ltd. (NU) is a well-run Brazil-based Fintech platform with considerable growth momentum across key metrics such as revenues, customers and net income. In the third fiscal quarter, the Fintech platform continued to do well forThis article was written byThe Asian Investor31.09K FollowersFollowI am interested in a lot of technology and AI stocks like Google, Nvidia, AMD, Tesla and Amazon.Analyst’s Disclosure:I/we have a beneficial long position in the shares of NU either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.Recommended For You