Following Bank of America? Mark Your Calendars for Jan. 14.
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Bank of America's Q4 2025 earnings report will come out shortly after the holidays. What should investors expect?For the first time in nearly 20 years, Bank of America (BAC +0.38%) share price reached $55 on Dec. 12, 2025, the highest it's been since November 2006. Following BofA's significant losses related to the 2008-09 global financial crisis, the company has finally made a full recovery. Its stock will have climbed for eight consecutive months in 2025 after December, and is up 27% this year.Back in October, BoA reported strong Q3 2025 earnings, including a 43% surge in investment banking fees, which is revenue generated through investment banking transactions involving corporate, institutional, and high net worth individuals.Image source: Getty Images.Bank of America will report earnings for its fourth quarter of fiscal year 2025 after the market closes on Wednesday, Jan. 14, 2026. CEO Brian Moynihan expects the bank's market business revenue to rise as high as 10% during that quarter, along with the company buying back its stock.What may also help the bank's share prices for Q4 is the Federal Reserve lowering its benchmark interest rate by 0.25 percentage points on Dec. 12, a third consecutive cut. Drops in benchmark interest rates often lead to commercial banks' interest rates falling as well, leading to higher demand for bank products.The bank also has its highly anticipated Bitcoin exchange-traded funds (ETFs) debuting on Jan. 4, 2026, for its wealth management clients, and the company has already begun encouraging investors to diversify their portfolio with digital assets. Chris Hyzy, chief investment officer at Bank of America Private Bank, stated earlier in December that "a modest allocation of 1% to 4% in digital assets could be appropriate." Bitcoin ETFs that will be offered include the Bitwise Bitcoin ETF, Fidelity's Wise Origin Bitcoin Fund, Grayscale's Bitcoin Mini Trust, and BlackRock's iShares Bitcoin Trust.Trading right before earnings reports is risky due to the volatility that can occur in the lead-up to the announcement. And as the holiday season continues, trading volume tends to decrease. As a result, investors interested in BofA may want to wait until after the Q4 earnings report to purchase shares.Bank of America is an advertising partner of Motley Fool Money. Adé Hennis has no position in any of the stocks mentioned.
The Motley Fool has positions in and recommends Bitcoin and iShares Bitcoin Trust.
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