Consumer Health Improving

Todd Sullivan7.53K FollowersFollow5ShareSavePlay(3min)CommentsSummaryDebt delinquency, a vital measure of consumer financial health and the willingness of lenders to fund additional debt, shows a marked downturn in credit card delinquencies and that of consumer loans.Serious auto loan delinquencies rose to nearly 3% in Q4 2024, a problem linked to high car prices and affordability.Subprime lenders Tricolor Holdings and PrimaLend Capital Partners have filed for bankruptcy, raising concerns about the health of the credit market.

Getty Images The US economy runs on the back of consumer financial health and spending. Debt delinquency, a vital measure of consumer financial health and the willingness of lenders to fund additional debt, shows a marked downturn in credit card delinquencies andThis article was written byTodd Sullivan7.53K FollowersFollowTodd Sullivan is a Massachusetts-based value investor and Co-Founder and General Partner in Rand Strategic Partners. He looks for investments he believes are selling for a discount to their intrinsic value given their current situation and future prospects. He holds them until that value is realized or the fundamentals change in a way that no longer supports his original thesis. His blog features his various ideas and general commentary and he updates readers on their progress in a timely fashion. His commentary has been seen in the online versions of the Wall St. Journal, New York Times, CNN Money, Business Week, Crain's NY and others. He has also appeared on Fox Business News and is a RealMoney.com contributor. He has twice presented at Bill Ackman's Harbor investment Conference and is a regular presenter at the Manual of Ideas "Best Ideas" conferences. Visit his sites: ValuePlays (https://valueplays.net/) , Rand Strategic Partners (https://randstrategicpartners.com)