3 Artificial Intelligence ETFs to Buy With $100 and Hold Forever
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By Patrick Sanders – Dec 14, 2025 at 8:53AM ESTKey PointsThe Global X Cloud Computing ETF offers investors a lot of exposure to mid-cap stocks.The Roundhill Generative AI and Technology ETF is the first ETF with a specific focus on generative AI.The Global X Robotics & Artificial Intelligence ETF has the largest number of stocks among the three.These 10 Stocks Could Mint the Next Wave of Millionaires ›NYSEMKT: CHATTidal Trust II - Roundhill Generative Ai & Technology ETFMarket Cap$0.0KToday's Changeangle-down(-4.12%) $2.56Current Price$59.64Price as of December 12, 2025 at 4:00 PM ETYou don't need a lot of money to have a diverse portfolio.As we head into 2026, artificial intelligence (AI) and cloud computing appear poised to continue driving the market. AI is projected to grow at a compound annual rate of more than 30% through 2033, expanding from a market of $390 billion this year to $3.5 trillion. That's a compelling reason in itself to invest, but do you need to sit things out if you don't have a lot of money to start? Not at all. Even if you don't have access to fractional shares, you can find plenty of methods to build the beginnings of a diversified AI portfolio with less than $100 and start a long investing journey. All you need is some attractively priced exchange-traded funds (ETFs). Here are three from which to choose. Image source: Getty Images. Global X Cloud Computing ETF The Global X Cloud Computing ETF (CLOU 0.95%) gives investors access to a variety of software and cloud infrastructure stocks. It provides more mid-cap exposure than funds like the Technology Select SPDR Fund or the Vanguard Information Technology ETF, which emphasize large-cap names but are also priced at more than $100. ExpandNASDAQ: CLOUGlobal X Funds - Global X Cloud Computing ETFToday's Change(-0.95%) $-0.22Current Price$22.98Key Data PointsDay's Range$22.88 - $23.2552wk Range$17.73 - $26.39Volume152K Instead, the CLOU ETF tracks the Indxx Global Cloud Computing Index, which comprises companies engaged in data centers, infrastructure, software-as-a-service, platform-as-a-service, and infrastructure-as-a-service. Advertisement The fund currently holds 39 stocks, with the top holdings being Akamai Technologies, Salesforce, and Zoom Communications. None of the stocks have a weighting above 5%, making the fund relatively well balanced. It has an expense ratio of 0.68%, or $68 per year for every $10,000 invested. Roundhill Generative AI and Technology ETF The Roundhill Generative AI and Technology ETF (CHAT 4.12%) is focused specifically on generative AI. In fact, Roundhill says it is the first ETF that uses generative AI as a theme. That means that of the 50 holdings in the fund, you get access to some of the biggest companies in the world. ExpandNYSEMKT: CHATTidal Trust II - Roundhill Generative Ai & Technology ETFToday's Change(-4.12%) $-2.56Current Price$59.64Key Data PointsDay's Range$59.38 - $61.7752wk Range$28.96 - $68.12Volume443K Top holdings for this actively managed fund include Alphabet, Nvidia, Microsoft, Meta Platforms, and Broadcom. Alphabet and Nvidia have the biggest weightings, at 7.4% and 6%, respectively. You also have exposure to Taiwan Semiconductor Manufacturing, which is the biggest chip fabricator in the world; Nebius Group, which provides data center capacity; and Super Micro Computer, which is known for its custom server solutions. The CHAT ETF has an expense ratio of 0.75%. Global X Robotics & Artificial Intelligence ETF The Global X Robotics & Artificial Intelligence ETF (BOTZ 1.49%) is operated by the same company that runs the CLOU ETF. However, this fund is more aligned with the CHAT fund in that it has a bigger focus on AI rather than software, platforms, and infrastructure. It tracks the Indxx Artificial Intelligence & Big Data Index and, with 86 stocks, is the most diversified fund on the list. Top holdings are Alphabet, Samsung, Broadcom, Advanced Micro Devices, and Tesla, with no stock having more than a 5% weighting. Like the previous Global X fund, this ETF has an expense ratio of 0.68% ExpandNASDAQ: BOTZGlobal X Robotics & Artificial Intelligence ETFToday's Change(-1.49%) $-0.55Current Price$36.38Key Data PointsDay's Range$36.21 - $37.1252wk Range$23.82 - $38.35Volume783K Which fund is the best investment? That's really up to individual investors. The best thing about ETFs is that there are literally thousands of funds from which to choose, with some of them being very focused on things like AI and others taking a much broader view. However, if you look at the year-to-date performance, there's a clear difference.
The Roundhill Generative AI and Technology ETF has increased in value by more than 50% this year, largely due to the strong performance of the major AI stocks it holds. In comparison, the Global X Robotics & Artificial Intelligence fund is up only 9%, and the CLOU ETF is actually down 9% on the year. As the AI revolution continues, I expect the CHAT ETF to continue outpacing the rest of the market. And as it provides low-cost diversification into dozens of companies that are leading the way in AI development, it is probably the best bet right now.About the AuthorPatrick Sanders is a contributing Motley Fool stock market analyst covering stocks and ETFs in the consumer, financial, and technology sectors. Before joining The Motley Fool, he was an assistant managing editor at U.S. News & World Report and a news editor for The Associated Press. He holds a bachelor’s degree in journalism from Marshall University.TMFPatrickRead NextDec 11, 2025 •By Katie BrockmanBroad Tech Exposure vs. Generative AI: Is VGT or CHAT a Better Option for Investors?Dec 11, 2025 •By Todd ShriberThe Secret to 200% Growth: It's Not a Stock, It's This AI ETFDec 6, 2025 •By David DierkingThis AI ETF Could Dominate for Decades to ComeNov 2, 2025 •By Robert IzquierdoBetter Artificial Intelligence ETF: Technology Select Sector SPDR Fund vs. Roundhill Generative AI & Technology ETFMar 29, 2025 •By Reuben Gregg BrewerIs the Roundhill Generative AI & Technology ETF a Millionaire Maker?Jun 28, 2024 •By Reuben Gregg BrewerIs Roundhill Generative AI & Technology ETF a Millionaire Maker?